portia chivers
founder and ceo
What Makes Us Different from the Competition
- Brighter Day Credit Solutions has a high success rate for removing the more challenging debt collectors. Examples of these include collection accounts stemming from broken leases, payday loans, repossessions and student loans that have been turned over to third party debt collectors.
- We continue serving our customers even after the negative collection accounts have been removed. Not only do we put our customers in a great position by removing accounts that are seriously damaging their credit, but we work with them to build their credit.
- We review your credit with you at no charge, and after carefully examining what it is that’s holding you back, we are able to give you an estimated time for completion. Most credit repair companies will not do this. In fact, they will continue you in their program while they draw money from your account indefinitely. These companies have no incentive to complete their credit repair in a reasonable timeframe. With Brighter Day we give them an estimated time for completion and a full quote. And we often divide the quote in comfortable monthly payments. For example: If we quote the customer $750, we can divide the payments in 3 and they are making 3 monthly payments of $250. We always provide a full review of credit, a plan, and estimated time for completion.
- Our clients tell us the education about maintaining good credit and knowing when to apply for new credit is a tremendous bonus when enrolled in our program. Each time a customer calls in for an update, we take the time to give them nuggets of information that will help them succeed long after they’ve completed credit repair. They call regularly for updates or when it’s convenient for them so they feel comfortable asking questions, discussing their short term and long term goals. Most of the time we share a laugh or two.
- The best part about Brighter Day is we offer a 100% Satisfaction Guarantee.
We offer a bonus to any client that refers a friend or family member.
My Background
I’ve specialized in credit repair and rebuilding credit for over a decade. At this point, I consider myself something of a credit repair expert. I’ve overcome numerous financial obstacles in my own journey toward better financial health, learning how to fight debt collectors and use debt settlement and debt resolution programs. In the process of working to rebuild my own credit, I have developed a successful process I’m now sharing with others to help with their own credit problems.
What I Can Do for You
After years spent helping friends and family, it’s now my job as a credit repair expert to help individuals resolve their credit problems so they can regain control of their lives. I know too many people live too long with bad marks on their credit from student loans, broken property leases, delinquent medical bills, and other issues. I work to remove those bad marks with debt settlement, debt resolution programs, and other credit repair strategies.
My Approach
I meet with every client on a phone call to assess their financial situation. After that, I work with them to develop custom-tailored solutions designed to help each one rebuild their credit, no matter what shape it’s in. I also make it a point to keep in constant contact with all my clients, ensuring a strong line of communication you don’t receive through most credit repair companies.
Everybody Makes Mistakes…
…but there’s no reason your mistakes have to live forever on your credit report. That’s exactly why I believe in credit repair and getting a second chance. Let Brighter Day Credit Solutions help and you can look forward to a future with brighter financial options than you ever imagined. Don’t wait… contact me today and let’s get started!